Wednesday, 18 January 2023

Spend freeze

Our last pay day was before Christmas, so this pay period will have actually been just short of 6 weeks. We have had quite a few big expenses this month - Will bought a new motor for our boat, much needed and an absolute steal at £250, but not expected. Sooty was unwell and had to go to the vets, £138. We traveled a lot over Christmas, the petrol for which came to well over £150. £131 on seeds, bits for the door, oil for the floors, and general odds and sods from B&Q. Also a whole lot of careless frittering away - all on my part I should add. Some yarn here, a book there etc., it adds up. Will had a small bonus from work and my pay has meant that thankfully despite this overspending we aren't yet in debtors prison, but with nearly two weeks to go until the next pay day, there's no better time than now to try and do a spend freeze. There will be more expenses before the end of the month - Will's train ticket to work, gas & electric top up, weekly veg box. But from now until the end of the month I am not going to buy anything we don't need, and do my best to make careful decisions and economise on the things that we do need. Next month after payday I plan to continue down the same track and hopefully start to make some savings again - honestly it's been a while. 
That's all, just making myself accountable. 

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